Alternatives to save you from expensive Payday loans

A payday loan is a sort of cash advance loan. The word payday loan comes from the fact that you borrow money and then repay the lender on your next payday. However, the lender might impose high payday loan interest rates, up to 400 percent in extreme cases. Payday loan lenders are viewed as opportunistic
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Dangers of Using a Credit Card and Ways to Overcome Them

Ready to get your new credit card? Afraid about potential danger related to credit cards? If yes, know about the risks and how you can overcome them. New credit card users are easy targets of credit card risks. When a person starts using a credit card, it looks like free money. Why only new users?
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Will debt settlement affect my credit score?

You have decided to buy a new house. So, you go to the bank to borrow money. The bank checks your credit score and approves your loan. But, the question is what is the credit score and why is it important? It is a way for banks to know if you will repay the loan
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Debt settlement v/s Bankruptcy

Debt settlement and bankruptcy both stand as the solutions to an identical problem. What are the foremost direct methods to push out of debt? However, they each accompany their advantages and drawbacks. Also, selecting the proper one is often tricky. If your debts are so massive that you simply can not imagine repaying them. It
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The Cycle of Credit Score, Cards and Loan

Credit cards are the best financial tool for convenience and security. You can use it when you do not have enough amount of cash. Or also if you do not want to carry cash while making a purchase. Credit cards are useful when you want to purchase a huge product such as a refrigerator. They
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What is Credit Score and How to Improve It?

What is a credit score? A credit score is a predictive analysis used by lenders and financial firms to assess the creditworthiness of an individual or a small, owner-operated company. Lenders use credit scoring to help them determine whether to grant or reject credit. Credit scores influence many financial transfers, such as deposits, vehicle loans,
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