Financial literacy

Steps To Attain Financial Literacy 

Financial literacy is a set of skills and knowledge that helps people make sound financial decisions.  An individual with financial literacy understands how money works and how to use it to improve their lives.  This includes understanding how to save, invest, and protect their money. It also includes understanding complex financial products like stocks and
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All you need to know about loan refinancing

Have you ever thought that you have to pay higher monthly payments on your loan? If yes, then there is an option that will offer you a lower rate of interest. But to grab this option, your credit score must be good. If you have a good credit score, then you can opt for loan
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All you need to know about Travel Insurance

You arrange a trip to relieve stress and relax. With months or weeks of planning, you expect your vacation to go smoothly. But, there can be bumps in it. These bumps in your holiday can be your worst nightmare. To have a stress-free vacation you must get travel insurance. Travel insurance has many benefits. You
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How to deal with the Rejection of Mortgage Applications?

You’ve been waiting for a long time for the status of your mortgage application. When it takes longer than usual, you start getting anxious. Then, at last, you hear from the bank- only to find out that the bank has rejected your mortgage application. In situations like these, people will be disappointed, which can cause
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Loans- Types, Procedures, and Eligibility

We may not always have the money we require in certain conditions or to buy some things. Hence in such cases, individuals and businesses/firms/institutions go for the choice of borrowing money from lenders. When a lender gives money to an individual or entity with some guarantee or basis of trust that the recipient will repay
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Things to keep in mind when you are applying for a loan

Applying for a loan can be nerve-racking, especially when it comes to technical terms like interest rates, payment terms, prepayment penalties, term, amount, payment schedule, etc. Although these terms are essential, you should know each of them before applying for a loan. People tend to focus more on the advanced technical terms related to a
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Negotiation with creditors: Things To Keep In Mind

If a debt collector or creditor is calling about a balance that currently cannot be paid in full, the last thing to do is talk with them. But here is one reason to pick up the phone people may find the creditor or collector is willing to negotiate. Debt collectors are inclined to buy debts
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How To Select A Suitable Home Loan?

Every family wishes for a safe, secure, and private home. Having a home is a necessity. But, due to the high price demand of the houses or mortgages, which are increasing day by day, some families cannot afford to have them. So, in situation home loan can be an option to fulfill the necessity. In
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How Does Loan Processing Work?

INTRODUCTION  The process of applying for a fund can seem like a tedious deal. It involves a lot of office visits, a lot of paperwork, in-depth verification, and documentation. Most importantly, it must be done professionally because it is a matter of money, and nobody treads lightly when it comes to it. So, to clear
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What Are Real Estate Loans?

Income-producing property used solely for business (rather than residential) purposes is called real estate. Such as office buildings, shopping centers, retail malls, complexes, and hotels. In financing, it includes the development, acquisition, and construction of these properties. It is typically accomplished through commercial real estate loans: mortgages secured on the commercial property. What is a
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